Finance

New Delhi [India], October 7: Where a car is parked can affect the kind of risk it faces even when it is not being driven. A vehicle kept inside a secure residential parking area may face different conditions from one left on a busy roadside or in an open public space.Parking does not decide an insurance outcome by itself. Still, it can influence exposure to theft, accidental damage, weather-related loss and incidents involving other vehicles, property or road users in the surrounding area.Why Parking Location Can MatterA parked car can still be exposed to damage. Another vehicle may scrape it, falling objects may cause dents, water may enter during heavy rain, or the vehicle may be stolen. The level of exposure depends on the surroundings, access to the area and ho...

New Delhi [India], October 7: Where a car is parked can affect the kind of risk it faces even when it is not being driven. A vehicle kept inside a secure residential parking area may face different conditions from one left on a busy roadside or in an open public space.Parking does not decide an insurance outcome by itself. Still, it can influence exposure to theft, accidental damage, weather-related loss and incidents involving other vehicles, property or road users in the surrounding area.Why Parking Location Can MatterA parked car can still be exposed to damage. Another vehicle may scrape it, falling objects may cause dents, water may enter during heavy rain, or the vehicle may be stolen. The level of exposure depends on the surroundings, access to the area and ho...

New Delhi [India], October 5: Knowing how to calculate the interest rate on a loan can make it easier to compare borrowing options and get a better sense of how much you are paying for access to the funds.Two loans with similar interest rates may not cost the same overall. Differences in loan amounts, tenures, processing fees, and other applicable charges can change the total amount you eventually pay.Calculating the interest and reviewing the overall borrowing cost can give you a clearer basis for comparing loan offers rather than choosing one based on the advertised rate alone.How to Calculate Interest Rate on a LoanLearning how to calculate the interest rate on a loan this way can be useful when reviewing repayment figures or comparing different borrowing...

Lucknow (Uttar Pradesh) [India], September 30: Growing investor interest in Dholera was evident in Lucknow as RWI Developers hosted an investor-focused presentation for its upcoming plotted development, Estate One10, at The Taj Palace, Lucknow. The event, which was initially planned for a limited group of serious investors, drew nearly twice the expected participation, with a strong turnout of investors and prospective buyers attending the session.The response offered an indication of the increasing interest among investors outside Gujarat in Dholera and the infrastructure-led development taking place across the region. The session gave prospective investors an opportunity to understand Dholera’s development trajectory, infrastructure pipeline and emerging investment landscape, wh...

New Delhi [India], September 21: An investor may need cash for a business payment, medical expense or another short-term commitment while still wanting to hold shares for the long term. Selling those investments may not suit the investor’s plan or timing.In such cases, eligible shares can sometimes be pledged to borrow funds instead. Before doing so, it helps to understand how the loan amount is decided, what happens if share prices fall, and when pledged shares may be at risk.What Equity Investors Should Know about Loan against SharesA loan against shares allows eligible shares to be used as security for borrowing. It can provide funds without an immediate sale, but investors should understand valuation, costs, repayment rules, and market-linked risks.Quick...

New Delhi [India], September 1: Online medical cover has made comparison quicker, but a low premium alone does not reveal whether a product suits an individual’s actual healthcare needs. Through this discussion, HDFC ERGO highlights why informed consumers should consider protection, service support, hospital access and applicable conditions together.A balanced review helps people understand what they are paying for, how the chosen cover could respond during treatment and whether it can remain useful as personal or family requirements change over time.Why Premium Shouldn’t Be the Only Deciding FactorHDFC ERGO explains that premium is only the starting point of comparison. An option can appear affordable but provide narrower features, lower limits or cost-sharing conditions that ...

New Delhi [India], August 21: Availing a Personal Loan is a convenient way to meet your financial needs almost instantly. You can use it for various personal needs like medical needs, weddings, home renovations, and travel. To avail a Personal Loan, you require minimal documentation and no collateral, making them the easiest option.Here are some comparisons you can make between your different loan options to choose the best Personal Loan in India.Consider Different Banking PartnersDifferent banks offer Personal Loans at different interest rates. The loan amount, tenure, and processing charges may also vary. They may also have different eligibility criteria that determine whether you get approved for the loan or not. Compare your options and choose a bank that is rel...

New Delhi [India], August 18: You can reduce delays in your car insurance claim by reporting the incident promptly, preserving evidence, submitting complete documents, and following the insurer’s process carefully. Clear communication from the beginning helps prevent repeated queries and avoidable gaps.A claim may slow down when information is missing, repairs begin before inspection, or documents contain conflicting details. The aim is not to rush assessment but to make every step easier to verify.Report the Incident without Unnecessary DelayEarly intimation allows the insurer to record the event and explain the next steps.Use an approved contact channel and share the facts clearly. State when and where the incident occurred, how the vehicle was affected, and whether anoth...

New Delhi [India], August 14: Alcohol-related claims may be excluded when drinking contributes to an illness, injury, accident, loss or unlawful act during an overseas trip. Travellers should therefore read the intoxication clause before departure and understand how it may affect different sections of a travel policy during a foreign journey.The presence of travel insurance does not mean every incident will qualify. Claim decisions usually depend on the policy wording, medical records, official reports and the circumstances surrounding the event.What an Alcohol-Related Exclusion MeansAn alcohol-related exclusion sets out when a policy may not respond to a loss connected with drinking or intoxication. The wording can vary, so assumptions based on another policy may b...

New Delhi [India], June 29: Regulatory authorities and financial oversight bodies are reportedly reviewing activities related to online forex trading and cross-border financial transactions involving overseas digital trading platforms.According to publicly available regulatory advisories, financial regulators continue to monitor digital investment ecosystems to encourage compliance with applicable financial and regulatory norms in India. As part of this broader exercise, information relating to investor participation, transaction patterns, and digital financial activities is being examined.The ongoing review is focused on assessing whether certain online trading activities and associated operations comply with Indian regulatory requirements. The exercise is intended to promote grea...