The 15-Hour Problem – Why Indian SMBs Still Struggle With Cash Flow Visibility: Karthik Bukkambudhi, Founder, Paywize
Karthik Bukkambudhi, Founder, Paywize
Bengaluru (Karnataka) [India], February 26: Indian small and medium businesses lose more time to banking than most owners realise. Many founders and finance teams spend nearly 15 hours a week managing payments, checking balances, reconciling accounts and following up on collections. That is almost two working days lost every week — despite record levels of fintech innovation.
India today has an 87% fintech adoption rate, compared to 67% globally. Yet for many SMBs, daily banking still feels fragmented and manual.
Over a year, those 15 hours a week turn into hundreds of hours that could have gone into growth, customers or strategy.
Multiple Bank Accounts and Fragmented Financial Management
Today most SMBs operate multiple bank accounts. They open separa...